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    <title type="text">Otten Law Offices </title>
    <subtitle type="text">Otten Law Offices</subtitle>

    <updated>2026-05-14T14:45:47Z</updated>

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        <entry>
            <author>
									                    <name>On Behalf of Otten Law Offices</name>
				            </author>
            <title type="html"><![CDATA[New lane splitting and filtering laws are in effect]]></title>
            <link rel="alternate" type="text/html" href="https://www.ottenlaw.com/blog/2026/05/new-lane-splitting-and-filtering-laws-take-effect-this-summer/" />
            <id>https://www.ottenlaw.com/?p=46640</id>
            <updated>2026-04-30T16:04:44Z</updated>
            <published>2026-05-11T15:00:36Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[In 2024, Minnesota state lawmakers passed legislation intended to ease traffic congestion and increase the safety of motorcycle riders in heavy traffic, and went into effect July 1, 2025. They enacted statutes that allow for motorcycles to split lanes in some circumstances and filter through traffic at other times. Lane splitting and filtering can decrease traffic congestion and help motorcycle…]]></summary>
			                <content type="html" xml:base="https://www.ottenlaw.com/blog/2026/05/new-lane-splitting-and-filtering-laws-take-effect-this-summer/"><![CDATA[In 2024, Minnesota state lawmakers passed legislation intended to ease traffic congestion and increase the safety of motorcycle riders in heavy traffic, and went into effect July 1, 2025. They enacted statutes that allow for motorcycles to split lanes in some circumstances and filter through traffic at other times.

Lane splitting and filtering can decrease traffic congestion and help motorcycle riders move away from dangerously busy areas. Understanding the rules that govern lane splitting and filtering can help motorcycle riders and others who share the road with them to better ensure legal compliance and optimal safety in traffic.
<h2>When is lane splitting permissible?</h2>
Lane splitting or sharing a lane with another vehicle temporarily is permissible when traffic moves unusually slowly. <a href="https://dps.mn.gov/news/ots/lane-splitting-filtering-begin-mn" data-wpel-link="external" target="_blank" rel="noopener noreferrer">The new law</a> allows a motorcycle operator to share a lane with a slow-moving vehicle traveling at 25 miles per hour (mph) or less as they pass that slow-moving vehicle.

The motorcycle rider generally should not travel any faster than 15 mph above the overall speed of traffic at the time of the lane splitting attempts. This new rule can help reduce traffic congestion and protect motorcycle riders from ending up trapped in slow-moving traffic where frustrated drivers might maneuver unexpectedly and strike them.
<h2>When is lane filtering allowed?</h2>
Lane filtering involves a motorcycle moving through stopped traffic. Motorcycle riders can engage in lane filtering during traffic jams or when approaching stopped vehicles at an intersection with a stoplight. They typically should not travel at speeds above 15 mph when filtering through stopped traffic.
<h2>Key restrictions on lane sharing and filtering</h2>
The law specifically prohibits lane splitting and filtering in specific scenarios. If the motorcycle rider approaches a work zone where crews have closed a road down to a single lane, filtering or splitting in that scenario is not allowed.

Additionally, neither splitting nor filtering is permissible in a roundabout, school zone or freeway on-ramp. Motorcyclists may benefit from adopting safe lane splitting and filtering habits. Other drivers need to be aware of these new rules to ensure consistent compliance with the law.

If a <a href="https://www.ottenlaw.com/motorcycle-accidents/" data-wpel-link="internal">motorcycle collision</a> occurs while a rider attempts to lawfully split a lane with other vehicles or filter through stopped traffic, they may need assistance. Working with a motorcycle collision attorney can help injured riders manage complicated insurance claims, file lawsuits if necessary and limit their losses after preventable crashes.]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of Otten Law Offices</name>
				            </author>
            <title type="html"><![CDATA[Summer events around Burnsville increase crash risk]]></title>
            <link rel="alternate" type="text/html" href="https://www.ottenlaw.com/blog/2026/05/summer-events-around-burnsville-increase-crash-risk/" />
            <id>https://www.ottenlaw.com/?p=46643</id>
            <updated>2026-05-07T23:39:31Z</updated>
            <published>2026-05-07T23:39:31Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[The summer sees a major increase in civic events and tourism in Burnsville and across Minnesota. Local residents and visitors from out of state alike may come to Burnsville throughout the summer for different exciting cultural events. From the Southern Cruzers Car Club Summer Spectacular to Party on the Plaza with music and food trucks, the summer season features many…]]></summary>
			                <content type="html" xml:base="https://www.ottenlaw.com/blog/2026/05/summer-events-around-burnsville-increase-crash-risk/"><![CDATA[The summer sees a major increase in civic events and tourism in Burnsville and across Minnesota. Local residents and visitors from out of state alike may come to Burnsville throughout the summer for different exciting cultural events. From the Southern Cruzers Car Club Summer Spectacular to Party on the Plaza with music and food trucks, the summer season features <a href="https://www.burnsvillemn.gov/416/Community-Events-Festivals" data-wpel-link="external" target="_blank" rel="noopener noreferrer">many exciting civic events</a>.

Each of these events offers opportunities for cultural enrichment and socialization. Unfortunately, they also create additional risk for traffic collisions. Those intending to visit Burnsville over the summer or regularly commuting through the area during special events need to be aware of the risks to minimize their chances of a preventable collision.
<h2>How festivals and similar events cause traffic collisions</h2>
Festivals and other cultural events impact traffic safety by increasing overall traffic volume. The more drivers there are on the road, the more opportunities there are for preventable collisions. Increased pedestrian traffic and more rideshare vehicles transporting visitors can increase the risk of a crash.

Events such as the Southern Cruzers Car Club Summer Spectacular can drastically increase traffic volumes while also leading to a slower overall flow of traffic. Especially when many of those motorists may be unfamiliar with local roads, distraction from navigating or checking GPS software can lead to delayed reactions and preventable collisions.

Road closures and detours for street-based events are also serious safety issues, as rerouting can trigger unpredictable maneuvers and distracted driving. Additionally, many events involve the sale of alcohol. There is then the risk of a drunk driving collision to consider.

Finally, those working at or attending daylong cultural events may go extended periods without adequate sleep. They are at risk of falling asleep at the wheel on their way home after the event or experiencing driving complications similar to those associated with alcohol consumption due to their fatigue.

If a Burnsville summer event is the underlying cause of a <a href="https://www.ottenlaw.com/car-accidents/" data-wpel-link="internal">car crash</a>, the people involved in the wreck may need help reviewing insurance coverage and considering their options for compensation. Consulting with a local motor vehicle collision attorney can help those injured in summertime crashes evaluate liability and understand their options for seeking compensation.]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of Otten Law Offices</name>
				            </author>
            <title type="html"><![CDATA[How to look up construction projects in Minnesota to avoid traffic issues]]></title>
            <link rel="alternate" type="text/html" href="https://www.ottenlaw.com/blog/2026/04/how-to-look-up-construction-projects-in-minnesota-to-avoid-traffic-issues/" />
            <id>https://www.ottenlaw.com/?p=46639</id>
            <updated>2026-04-28T08:19:43Z</updated>
            <published>2026-04-28T08:19:43Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[Remaining safe on roadways in Minnesota can be complex, particularly when you factor in the ever-changing construction landscape, crashes and other challenges. One of the most important things a driver can do when getting ready to get on the road is to take the time to check road conditions.  Checking the status of roads on the way to a specific…]]></summary>
			                <content type="html" xml:base="https://www.ottenlaw.com/blog/2026/04/how-to-look-up-construction-projects-in-minnesota-to-avoid-traffic-issues/"><![CDATA[<span style="font-weight: 400">Remaining safe on roadways in Minnesota can be complex, particularly when you factor in the ever-changing construction landscape, crashes and other challenges. One of the most important things a driver can do when getting ready to get on the road is to take the time to check road conditions. </span>

<span style="font-weight: 400">Checking the status of roads on the way to a specific destination might seem like a small step; however, this can let drivers know if there are detours, traffic delays, construction or other issues that may impact their travel. By checking ahead, they can plan your route based on current information. </span>

<span style="font-weight: 400">Tips for using traffic tools</span>

<span style="font-weight: 400">In Minnesota, the Department of Transportation maintains a roadwork page that has information about </span><a href="https://www.dot.state.mn.us/roadwork/#gsc.tab=0" data-wpel-link="external" target="_blank" rel="noopener noreferrer"><span style="font-weight: 400">construction projects throughout the state</span></a><span style="font-weight: 400">. This enables drivers to search for projects by area, so they know where construction is likely, and can try to avoid those areas. This is particularly important during the warmer months when road construction is more prevalent. </span>

<span style="font-weight: 400">Minnesota also offers an </span><a href="https://511mn.org/@-96.66821,46.92432,6?show=metroTrafficMap,roadReports,winterDriving,weatherWarningsAreaEvents,stationsAlert,otherStateInfo" data-wpel-link="external" target="_blank" rel="noopener noreferrer"><span style="font-weight: 400">interactive map</span></a><span style="font-weight: 400"> that makes it easy to find current road reports, closures, traffic events, weather warnings and other information that can help drivers. The map is regularly updated, so it’s often a better option than a guess based on a recent commute or other non-live options. </span>

<span style="font-weight: 400">Drivers should always use caution when they’re driving, but operating a vehicle in a construction zone or heavy traffic requires more care than in other situations. When drivers aren’t careful, crashes that lead to innocent parties suffering injuries can occur. These victims can be construction workers, other drivers, occupants of vehicles or pedestrians. </span>

<span style="font-weight: 400">The cost of care after a </span><a href="https://www.ottenlaw.com/car-accidents/" data-wpel-link="internal"><span style="font-weight: 400">motor vehicle crash</span></a><span style="font-weight: 400"> can be considerable. Because of this, victims may opt to pursue a claim for compensation. These cases must be handled swiftly because of time limits that are built into state law, so it’s best to avoid wasting time. Working with someone familiar with these matters may be beneficial because they can assist with getting the case together and moving forward.</span>

&nbsp;]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of Otten Law Offices</name>
				            </author>
            <title type="html"><![CDATA[Sovereign immunity and government property injuries in Minnesota]]></title>
            <link rel="alternate" type="text/html" href="https://www.ottenlaw.com/blog/2026/02/sovereign-immunity-and-government-property-injuries-in-minnesota/" />
            <id>https://www.ottenlaw.com/?p=46625</id>
            <updated>2026-02-18T20:03:36Z</updated>
            <published>2026-02-18T09:06:57Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[You might think that if you get hurt on public property, you can sue just like you would if a private store caused your injury. In Minnesota, it often does not work that way. State and local governments have special legal protections that can block or limit lawsuits. Still, some exceptions may give you a chance to seek payment for…]]></summary>
			                <content type="html" xml:base="https://www.ottenlaw.com/blog/2026/02/sovereign-immunity-and-government-property-injuries-in-minnesota/"><![CDATA[<span style="font-weight: 400;">You might think that if you get hurt on public property, you can sue just like you would if a private store caused your injury. In Minnesota, it often does not work that way. State and local governments have special legal protections that can block or limit lawsuits. Still, some exceptions may give you a chance to seek payment for your injuries.</span> When<span style="font-weight: 400;"> you understand the basics, you may get a clearer picture of your options.</span>
<h2><span style="font-weight: 400;">Types of immunity recognized in Minnesota</span></h2>
<span style="font-weight: 400;">Minnesota law recognizes several kinds of immunity. Information from the Minnesota House of Representatives and court decisions explain that these rules serve different purposes.</span>

<span style="font-weight: 400;">They often include:</span>
<ul>
 	<li style="font-weight: 400;" aria-level="1"><b>Statutory immunity:</b><span style="font-weight: 400;"> Under Minnesota Statutes, the state and cities generally cannot be sued unless a specific exception applies.</span></li>
 	<li style="font-weight: 400;" aria-level="1"><b>Official immunity:</b><span style="font-weight: 400;"> Government workers may receive protection when they make judgment calls as part of their jobs, as long as they do not act in a willful or malicious way.</span></li>
 	<li style="font-weight: 400;" aria-level="1"><b>Vicarious official immunity:</b><span style="font-weight: 400;"> If a worker qualifies for official immunity, that protection may also cover the government employer.</span></li>
 	<li style="font-weight: 400;" aria-level="1"><b>Discretionary function immunity:</b><span style="font-weight: 400;"> Courts often protect major policy choices. Routine, day to day actions may not receive the same protection.</span></li>
</ul>
<span style="font-weight: 400;">These rules often decide whether you may move forward with a claim.</span>
<h2><span style="font-weight: 400;">When Minnesota law may allow a claim</span></h2>
<a href="https://www.revisor.mn.gov/statutes/2025/cite/466.02" target="_blank" rel="noopener noreferrer" data-wpel-link="external"><span style="font-weight: 400;">Minnesota Statutes</span></a><span style="font-weight: 400;"> says cities and other local governments can face responsibility for harm caused by an employee who acted carelessly while doing the job. However, </span><a href="https://www.revisor.mn.gov/statutes/cite/466.03" target="_blank" rel="noopener noreferrer" data-wpel-link="external"><span style="font-weight: 400;">this statute section</span></a><span style="font-weight: 400;"> lists many exceptions.</span>

<span style="font-weight: 400;">In some situations, you may have a possible claim if your injury involves:</span>
<ul>
 	<li style="font-weight: 400;" aria-level="1"><b>Poor upkeep of public buildings:</b><span style="font-weight: 400;"> You get hurt because a government building was not kept reasonably safe.</span></li>
 	<li style="font-weight: 400;" aria-level="1"><b>Vehicle crashes:</b><span style="font-weight: 400;"> A government employee causes a crash while driving a work vehicle on duty.</span></li>
 	<li style="font-weight: 400;" aria-level="1"><b>Everyday operations:</b><span style="font-weight: 400;"> The injury results from routine actions instead of high level planning decisions.</span></li>
 	<li style="font-weight: 400;" aria-level="1"><b>Certain sidewalk hazards:</b><span style="font-weight: 400;"> Cities often receive protection from snow and ice claims. If the city created the dangerous condition, an exception might apply.</span></li>
</ul>
<span style="font-weight: 400;">Small facts can make a big difference. The details of what happened and the type of decision involved often shape the outcome.</span>
<h2><span style="font-weight: 400;">Insurance and damage limits</span></h2>
<span style="font-weight: 400;">Some people believe that if a city buys insurance, it gives up all immunity. State law draws a finer line. </span><span style="font-weight: 400;">In Minnesota, when a city or county buys private liability insurance, it may raise the cap on damages up to the policy limits. Even so, the basic immunity rules usually stay in place. </span><span style="font-weight: 400;">Insurance may affect how much you could recover, but it does not always mean you can file a lawsuit.</span>
<h2><span style="font-weight: 400;">Exploring your potential options</span></h2>
<span style="font-weight: 400;">Government agencies in Minnesota have strong protections. Yet those protections do not apply in every case. If you suffered an injury on government property, a close look at the facts may help you see whether an exception could fit your situation.</span>

<span style="font-weight: 400;">You may consider reaching out to Otten Law Offices to discuss how your specific facts fit within Minnesota immunity laws and to better understand your possible </span><a href="https://www.ottenlaw.com/personal-injury-overview/" data-wpel-link="internal"><span style="font-weight: 400;">personal injury claim</span></a><span style="font-weight: 400;"> options.</span>]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of Otten Law Offices</name>
				            </author>
            <title type="html"><![CDATA[Accident insurance: how does it work with rental cars in Minnesota?]]></title>
            <link rel="alternate" type="text/html" href="https://www.ottenlaw.com/blog/2026/01/accident-insurance-how-does-it-work-with-rental-cars-in-minnesota/" />
            <id>https://www.ottenlaw.com/?p=46606</id>
            <updated>2026-01-20T15:42:32Z</updated>
            <published>2026-01-20T15:42:32Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[Renting a vehicle is usually a straightforward process: you need to go to a company, choose an available car, sign some paperwork and drive away to your destination. In states like Minnesota, you are protected by specific consumer laws that can come in handy if you happen to be involved in an accident. Fault and coverage differences Under state law,…]]></summary>
			                <content type="html" xml:base="https://www.ottenlaw.com/blog/2026/01/accident-insurance-how-does-it-work-with-rental-cars-in-minnesota/"><![CDATA[Renting a vehicle is usually a straightforward process: you need to go to a company, choose an available car, sign some paperwork and drive away to your destination. In states like Minnesota, you are protected by specific consumer laws that can come in handy if you happen to be involved in an accident.
<h2>Fault and coverage differences</h2>
Under state law, your personal auto insurance policy <a href="https://www.revisor.mn.gov/statutes/cite/72A.125" target="_blank" rel="noopener noreferrer" data-wpel-link="external">usually applies to a rental car</a>, covering both property damage and liability. Because Minnesota is a No-Fault state, your own Personal Injury Protection (PIP) will usually cover your medical expenses regardless of who caused the crash. However, for vehicle damage:
<ul>
 	<li aria-level="1">If you're at fault, your collision coverage or the rental company's<a href="https://www.law.cornell.edu/wex/collision_damage_waiver" target="_blank" rel="noopener noreferrer" data-wpel-link="external"> Collision Damage Waiver</a> (CDW) will take care of repairs.</li>
 	<li aria-level="1">If another driver is at fault, their liability insurance is expected to cover the damages. However, keep in mind that seeking compensation for "Loss of Use" fees from the rental company can be challenging.</li>
</ul>
If you want extra financial protection from property damage and third party liability, <a href="https://valleyagencies.com/does-car-insurance-cover-rental-cars-minnesota-auto-coverage-guide/" target="_blank" rel="noopener noreferrer" data-wpel-link="external">Supplemental Liability Coverage</a> is a good option for you.
<h2>What if you are on a business trip?</h2>
In Minnesota, when driving a personal vehicle for work, your personal auto insurance usually serves as the main coverage. However, personal policies often exclude business use, potentially resulting in claim denial. In such cases, the employer's commercial insurance might apply, especially if it includes a "hired and non-owned auto liability" (HNOA) endorsement.
<h2>Ask for legal assistance</h2>
If you were involved in a car crash, chances are you will have to deal not only with the rental car company but with their insurers, which will possibly complicate matters with payouts and fees. Do not wait and <a href="/car-accidents/" target="_blank" rel="noopener" data-wpel-link="internal">consult a lawyer</a> as soon as you can.

&nbsp;]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name> Otten Law Offices</name>
				            </author>
            <title type="html"><![CDATA[Is Minnesota a “No-Fault” state?]]></title>
            <link rel="alternate" type="text/html" href="https://www.ottenlaw.com/blog/2025/04/is-minnesota-a-no-fault-state/" />
            <id>https://www.ottenlaw.com/?p=46139</id>
            <updated>2025-04-23T17:56:43Z</updated>
            <published>2025-04-02T06:29:11Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[There are many hazards on the road in MN that are not other drivers – snow, snow drifts, ice, black ice, deer, moose, the list goes on! This is important because not only could these hazards cause another driver to collide with you, but these hazards themselves can cause a collision without any other vehicles involved but yours! Ultimately, living…]]></summary>
			                <content type="html" xml:base="https://www.ottenlaw.com/blog/2025/04/is-minnesota-a-no-fault-state/"><![CDATA[There are many hazards on the road in MN that are not other drivers – snow, snow drifts, ice, black ice, deer, moose, the list goes on! This is important because not only could these hazards cause another driver to collide with you, but these hazards themselves can cause a collision without any other vehicles involved but yours!

Ultimately, living in a no-fault state is to your benefit. Whether you are found to be responsible for the collision or not, there are certain benefits afforded to auto insurance carriers under Personal Injury Protection, or PIP, benefits. First, every basic coverage policy provides you $20,000.00 available in medical coverage (includes medical bills and mileage to and from appointments). This is inclusive of all medical treatment related to physical injuries sustained in the collision.

Second, every basic coverage policy provides you $20,000.00 available in economic loss reimbursement. If you have wage loss due to the collision, the insurance company is obligated to pay 85% of wages lost or up to $500/week. Another benefit from your no-fault coverage is requesting for Essential/Replacement Services reimbursement. This includes household tasks, such as, cleaning your home, doing your dishes, cooking your meals, mowing the lawn/yard work, and laundry. If you were the one that would have completed these tasks, and now you have been unable to perform these tasks, and whether they go undone or someone else is doing them, you can submit a request to your auto insurance to have them reimburse you up to $200/week under your no-fault benefits.

Many other benefits are also available over and above PIP benefits. Please call us at [nap_phone id="LOCAL-CT-NUMBER-1"]for more information.]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name> Otten Law Offices</name>
				            </author>
            <title type="html"><![CDATA[Minn. Association for Justice]]></title>
            <link rel="alternate" type="text/html" href="https://www.ottenlaw.com/blog/2025/03/minn-association-for-justice/" />
            <id>https://www.ottenlaw.com/?p=46572</id>
            <updated>2025-03-03T07:29:11Z</updated>
            <published>2025-03-03T07:29:11Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[Burnsville attorney W. Paul Otten reaches 10 years of service on Board of Governors of Minnesota Association for Justice.]]></summary>
			                <content type="html" xml:base="https://www.ottenlaw.com/blog/2025/03/minn-association-for-justice/"><![CDATA[Burnsville attorney W. Paul Otten reaches 10 years of service on Board of Governors of Minnesota Association for Justice.]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name> Otten Law Offices</name>
				            </author>
            <title type="html"><![CDATA[Limo company refuses to pay accident victims’ medical costs]]></title>
            <link rel="alternate" type="text/html" href="https://www.ottenlaw.com/blog/2025/02/limo-company-refuses-to-pay-accident-victims-medical-costs/" />
            <id>https://www.ottenlaw.com/?p=46573</id>
            <updated>2025-02-03T07:29:11Z</updated>
            <published>2025-02-03T07:29:11Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[Attorney Paul Otten quoted in article about a case and an insurance claim against a limousine company. Read the story in the Star Tribune (must have an online subscription to the Star Tribune to view article) Read the story in the Sun newspapaper]]></summary>
			                <content type="html" xml:base="https://www.ottenlaw.com/blog/2025/02/limo-company-refuses-to-pay-accident-victims-medical-costs/"><![CDATA[Attorney Paul Otten quoted in article about a case and an insurance claim against a limousine company.

<a href="https://www.startribune.com/injured-passengers-in-limo-crash-fight-for-compensation/287472441/" target="_blank" rel="noopener noreferrer" data-wpel-link="external">Read the story in the Star Tribune</a> (must have an online subscription to the Star Tribune to view article)

<a href="https://www.hometownsource.com/sun_thisweek/news/local/injured-passengers-in-limo-crash-fight-eagan-company-insurer-for-compensation/article_5a0f1d5e-aa6b-53bf-ba0c-efaaa7a3c8a4.html" target="_blank" rel="noopener noreferrer" data-wpel-link="external">Read the story in the Sun newspapaper</a>]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name> Otten Law Offices</name>
				            </author>
            <title type="html"><![CDATA[Dog Bites and/or Attacks]]></title>
            <link rel="alternate" type="text/html" href="https://www.ottenlaw.com/blog/2025/01/dog-bites-and-or-attacks/" />
            <id>https://www.ottenlaw.com/?p=46574</id>
            <updated>2025-01-06T07:29:11Z</updated>
            <published>2025-01-06T07:29:11Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[Dogs have been defined as (wo)man’s best friend; however, you can find countless descriptions of our best friends acting on their animal instincts. Minnesota is a “strict liability” state concerning dog bites. If the dog bite victim does not “provoke” or “antagonize” the dog, owners are held strictly liable for the victim’s damages (medical expenses, the value of the scarring,…]]></summary>
			                <content type="html" xml:base="https://www.ottenlaw.com/blog/2025/01/dog-bites-and-or-attacks/"><![CDATA[Dogs have been defined as (wo)man’s best friend; however, you can find countless descriptions of our best friends acting on their animal instincts.

Minnesota is a “strict liability” state concerning dog bites. If the dog bite victim does not “provoke” or “antagonize” the dog, owners are held strictly liable for the victim’s damages (medical expenses, the value of the scarring, and pain and suffering). This liability is covered under the owner’s homeowner or renter’s insurance policy. Often times emotional as well as physical scars linger following a dog attack.

We have experience dealing with some of the best plastic surgeons and psychologists in the area who treat these types of injuries. Please explore the <a href="/dog-bites/" target="_self" data-wpel-link="internal">Otten Law website</a> for more information or call us at [nap_phone id="LOCAL-CT-NUMBER-1"] for more information.]]></content>
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	        <entry>
            <author>
									                    <name> Otten Law Offices</name>
				            </author>
            <title type="html"><![CDATA[Yes. Insurance companies can require an Independent Medical Examination (IME)]]></title>
            <link rel="alternate" type="text/html" href="https://www.ottenlaw.com/blog/2024/12/yes-insurance-companies-can-require-an-independent-medical-examination-ime/" />
            <id>https://www.ottenlaw.com/?p=46575</id>
            <updated>2024-12-02T07:29:11Z</updated>
            <published>2024-12-02T07:29:11Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[Insurance companies will often request an Independent Medical Examination or IME for an injured party. Even though the injured person may be receiving treatment from his or her own doctor, the law allows for an IME by a physician of the insurance company’s choice. The main thing to keep in mind is that the exam is not for treatment of…]]></summary>
			                <content type="html" xml:base="https://www.ottenlaw.com/blog/2024/12/yes-insurance-companies-can-require-an-independent-medical-examination-ime/"><![CDATA[Insurance companies will often request an Independent Medical Examination or IME for an injured party. Even though the injured person may be receiving treatment from his or her own doctor, the law allows for an IME by a physician of the insurance company’s choice.

The main thing to keep in mind is that the exam is not for treatment of the injury. These are often referred to as “adverse” medical exams. IMEs provide an opinion usually favorable to the insurance company, which pays for the appointment.

IMEs are nothing to be feared, but Otten Law Offices recommends meeting with an attorney prior to submitting to an examination.]]></content>
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